DISCLAIMER: This calculation is for illustration purposes only and should not be taken as professional advice to invest in RTBs. It should not be used as the sole basis to measure returns in said securities. Terms and conditions of the RTBs are governed by the applicable Program Mechanics and Notice of Offering issued for the purpose. Returns displayed assume an interest period of three years and are net of 20% final withholding tax. Investment amount in RTBs is for a minimum of P5,000 and in integral multiples thereof. 365-day time deposit rate assumed is 1.125%.